Revision History - Important Disclosures
Version Comments
Major updates made for specific State residents.
This is the initial version that ParanoidPaul captured. It is not necessarily the first version of the document.
Capital One does not provide, endorse, nor guarantee any third-party product, service, information, or recommendation available through links from this Web site. The third parties providing products and services available through this Web site are not affiliated with Capital One and are solely responsible for their products, services, information, recommendations, and all other content on their Web sites. Any educational tools, calculators, guides, and other content available on this site are provided by third parties and are for informational purposes only. These materials are not intended to provide legal, investment, or financial advice or to indicate the availability or suitability of any Capital One product or service to your unique circumstances. For specific advice about your unique circumstances, you may wish to consult a qualified professional. 

	Capital One works hard to offer you products and services that it believes to be useful and reliable; however, Capital One does not provide, endorse, nor guarantee these unaffiliated third-party products, services, or information nor guarantee their accuracy. Capital One is not liable for any third party's failure with regard to such advertised products, services, and benefits. These advertised products and services are NOT FDIC INSURED NOR BANK GUARANTEED. We encourage you to check individual offers, products, and services to become familiar with any applicable restrictions or conditions. 

	By responding to offers advertised on this Web site, you may be communicating information about yourself to the company that provides such product or services--for example, that you are a Capital One customer. Please be aware that these third parties may have a different privacy policy than Capital One's. Their Web sites may also provide less security than Capital One. 

	NOTICE TOFOR CALIFORNIA RESIDENTS: As required by California state law, you are hereby notified that a negativeApplicants may, after credit report reflecting on yourapproval, use the credit record maycard account up to its credit limit and be submittedliable for amounts extended under the plan to a credit-reporting agency ifany joint applicant. If you fail to fulfill the terms of yourare married, you may applyfor credit obligations. in your own name.

	NOTICE TO WISCONSINFOR DELAWARE RESIDENTS: No provisionService charges not in excess of any marital agreement, unilateral statement, or court order applying to marital propertythose permitted by law will adversely affect a creditor's interest unless priorbe charged on the outstanding balances from month to the time credit is granted, the creditor is furnished with a copy of the agreement, statement or court order, or has actual knowledge of the provision. month.

	OHIO DISCLOSURE:	NOTICE FOR OHIO RESIDENTS: Ohio Anti-Discriminationanti-discrimination laws require creditors to make credit equally available to all creditworthy customers and that credit-reportingcredit reporting agencies maintain separate credit histories furnish-able upon request.on individuals uponrequest. The Ohio Civil Rights Commission administers these laws.

	NEW	NOTICE FOR NEW YORK DISCLOSURE: Due to NY State laws, a consumer credit reportAND VERMONT RESIDENTS: Capital One may be ordered forobtain at any time your credit updates, renewalsreports, for any legitimate purpose associated with the account or extensions. Uponthe application or request for an account, including but not limited toreviewing, modifying, renewing and collecting on your account. On your request, you canwill be informed if such a report was ordered and ifordered. If so, you do so; you'llwill be given the name and address of the consumer reporting agency. agency furnishing the report. New York residentsmay contact the New York State Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. New York State Department of Financial Services: 1-877-226-5697 or

	VERMONT DISCLOSURE: Submission	NOTICE FOR WISCONSIN RESIDENTS: No provision of this application constitutes your consent authorizing Capital One to obtain at any
 time your marital agreement, unilateral statement, or court order applying to marital property will adversely affect a creditor's interests unless prior to the time credit report, for any legitimate purpose associatedis granted, thecreditor is furnished with a copy of the accountagreement, statement or court order, or has actual knowledge of the provision. If you are married, by submitting your credit card application or request for an account, including but not limited to reviewing, modifying, renewingyou are confirming that this credit card obligation is beingincurred in the interest of your marriage and collecting on your account. family. If the credit card for which you are applying is granted, you will notify the Bank if you have a spouse who needs to receive notification that credit has been extended to you.

	Capital One Auto Finance is a division of Capital One, N.A. Capital One Home Loans LLC and Capital One Settlement Services LLC, are wholly-owned subsidiaries of Capital One, N.A.

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